I am NOT an active Realtor but I have been working for the same national title company in Mesa, AZ for 17 years. My Name is John Gronley and I do have a real estate license; yet I do not sell residential real estate. I do have 7 years in the commercial shopping center and office building development industry. I leased two large shopping centers, consulted on one of the most successful centers in Tempe and leased and sold industrial real estate. I have met the best of the best Realtors during my 17 years in title and escrow and I can refer you to a short sale specialist that in many cases can get your short sale approved in 3 weeks! Please contact me and I will put you in touch with the best in the industry for no charge at all. I do this as a free service for my Realtor customers that are the best at what they do! I WILL REFER YOU TO THE BEST SHORT SALE AGENTS IN THE PHOENIX AREA (after 17 years, I know them all). I also have a sound educational background; I earned a BS in finance from Arizona State University. My website is JohnGronley.com
What is my motivation? Simple, to provide you with an excellent Realtor to get the job done and help our market recover sooner; and to reward those Realtors that I know are the best in working with the banks on short sales. As a sales representative for a national title company; I would like to refer short sales to my best customers. I say this because I only get paid on the escrow and title fees when the deal closes - So I want to refer you the best agent who will get your home sold! You can trust my experience and discernment in helping you find a Realtor, and in return my hope is that you will select my title company to handle your escrow work so I can make a commission!
The sooner the market recovers, you can get on with your life and my life is that much easier as well. Consider me as someone who pre-qualifies your agent for you. I can give you as many referrals as you wish...
Have you had a recent financial hardship, loss of job, or recent health issues that is kept you from affording your mortgage payment each month? Your not alone!! A short sale can relieve you from toxic debt and obligation, save your credit, and best of all you don't pay a dime in commission fees! Stop throwing away your hard earned money every month into your overbearing and upside down mortgage and find out how you can relieve yourself from your bad debt.
There is an effective solution to avoiding foreclosure
If your feeling overwhelmed by your home mortgage, a lender approved Short Sale may be the answer. An experienced Realtor can do all the work with your mortgage company and you can avoid the damage of foreclosure.
Lenders are working with many homeowners by cooperating in a short sale on their property. A short sale is where the lender is willing to allow a sale and accept less than what is owed to them. Why would they do this? In the long run, financially this is a sound decision because a short sale costs the lender less money than a foreclosure. So if you qualify for a short sale, this may be the step you take before you let your house go into foreclosure. The good news in light of the alternative.
A foreclosure is too costly to your credit, job, and checkbook! Should your property go into foreclosure, your credit will be negatively impacted more than a short sale and it takes much longer to establish a good credit rating and longer to be able to purchase a home again. Your job may be in jeopardy due to a foreclosure if your company has any government contracts, is involved in financial planning or a myriad of other reasons. Click on the tab that says "compare the alternatives" for a detailed analysis of the cost of a foreclosure vs. a short sale.
You may also have to pay the taxes on the deficiency that the bank absorbs at your tax rate. There has been legislation to eliminate this "phantom income' however; there are conditions that must be met to qualify. Consider the lender selling your home at auction for $100,000 less than is owed on the home (this is a common loss for a lender to absorb in AZ). If you are in a 20% tax bracket you will owe the IRS $20,000 for letting your home go into foreclosure. If you have a second mortgage on the home, that lender will most likely file a lawsuit for its losses as well. Often a short sale specialist can negotiate with the lender(s) to release you from ALL future financial liability as well as the tax liability.
These agents specialize in Short Sales and can be your resource. Please feel free to call with any questions or concerns. Their goal is to provide you with the information to make decisions that are right for you and your family.
You have options! If you have fallen behind on your mortgage, you will receive information – and lots of not so subtle suggestions – from many people who want to take advantage of your temporary misfortune. They will tell you that time is your enemy and that you must act immediately to save your credit. That will normally be followed by a proposal to solve your problem by selling or deeding your property to them. Don't do it! Don’t do anything until you understand your options. You can't afford to not consider a short sale with one of these teams!
Are you ready to Look into your options? click here
Please always consult your attorney and CPA prior to a short sale or foreclosure
